Expert Guidance for Your Mortgage and Money Goals.
Financial Peace, One Cup at a Time.
Whether you're buying a home, eliminating debt, or scaling your business—get personalized guidance from a licensed mortgage professional who helps families and business owners achieve financial freedom.
✅ Licensed Mortgage Professional with 10+ Years Experience
✅ Proven Strategies That Work for Families & Businesses
✅ From Coffee Chats to Golf Course Consultations
Trusted by 500+ Families & Business Owners in North Carolina
How Can We Help You Win with Money?
Choose your path to
financial freedom
Get out of Debt
Stop the cycle and start building wealh with a proven debt elimination Strategies
Buy or Sell Real Estate
Expert mortgage guidance for your biggest investment. Get the best rates and close faster.
Create a Budget That Works
Tell your money where to go instead of wondering where it went. Master zero-based budgeting.
Plan for Retirement
Build a legacy for the next generation with smart savings and investment strategies.
Financial Literacy
Receive a personalized roadmap tailored to your life goals, income, and family needs.
Own a Business? Want to Scale or exit?
Grow your business with smart financing strategies. From real estate expansion to cash flow optimization—let's discuss over a round of golf.
Note sure which path is right for you? Let's talk.
MEET YOUR GUIDE
Hi, I'm Ivan Lopez Corcino
I've helped hundreds of families just like yours escape financial stress and build real wealth through smart mortgage strategies and practical budgeting.
I know what it's like to feel overwhelmed by financial decisions. That's why I simplify the complex stuff and guide you step-by-step—just like we're having a conversation over coffee.
My approach is different: no judgment, no pressure, just honest guidance tailored to your unique situation. Whether you're buying your first home, getting out of debt, or planning for retirement, I'm here to help you win with money.
Ivan Lopez Corcino,
NMLS: 1911860
⭐⭐⭐⭐⭐ Rated 5 Stars by 127 Happy Clients
how it works
Your Path to Financial Peace in 3 Simple Steps
Schedule Your Coffee Chat
Book a free 30-minute consultation—whether that's over coffee, a phone call, or on the golf course. No pressure, just conversation about your goals.
Get Your Custom Roadmap
Receive a personalized financial plan with clear action steps tailored to your unique situation.
Build Wealth with Confidence
Execute your plan with ongoing support, tools, and expert guidance until you achieve financial peace.
FOR BUSINESS OWNERS
Let's Talk Business - On the Golf Course
Building a business is challenging. Finding the right financial partner shouldn't be. Join Ivan for a consultation on the fairway, where business discussions flow naturally.
What We'll Discuss:
Commercial real estate financing for expansion
Business property mortgages and refinancing
Cash flow optimization strategies
Personal wealth building alongside business growth
Exit planning and retirement for entrepreneurs
Tax-advantaged investment strategies
Why Golf?
Golf provides 4+ hours of uninterrupted conversation in a relaxed environment. No boardrooms, no PowerPoints—just honest dialogue about your business goals while enjoying the game.
The Experience:
Private or small group (2-4 people)
Top-tier local North Carolina courses
No obligation—just conversation
Post-round strategy session over lunch
Potential partnerships with other business owners
Pricing:
Complimentary for qualified business owners
(Annual revenue $500K+)
Powerful Tools at Your Fingertips
Use our free calculators to plan your financial future—then schedule a call to discuss your results with an expert.
Mortgage Payment Calculator
See exactly what you can afford based on your income, down payment, and current interest rates.
Amortization Schedule Calculator
Understand your payment breakdown over the life of your loan and see how to pay it off faster.
💡 Pro Tip: After using our calculators, schedule a free consultation to discuss your results and get personalized recommendations tailored to your goals.
Real Families. Real Results.
See how we've helped families just like yours achieve financial freedom.
— Griselda R.
Ivan is absolutely amazing! Super knowledgeable and helped me throughout my entire journey. I told him my goals and he helped me create a plan to reach them! I would highly recommend working with Ivan!
— Jorge H.
Very kind, very efficient, and a lovely person. Thank you, Ivan, for everything.
— Santos G.
Mr.Ivan and his team have been a big help along the process and I can’t thank them enough! Ivan really cleared up some doubts and anything I had trouble with! Would recommend 100% anytime !
Your Financial Freedom Journey Starts with a Single Conversation
Schedule your free coffee consultation today and discover how simple building wealth can be when you have the right guide.
No pressure. No sales pitch. Just honest guidance and a clear plan forward.
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
CAFE AND FINANCES
Licensed mortgage guidance and financial education for families and business owners across North Carolina.
Privacy Policy | Terms of Use | NMLS Consumer Access
Licensing & Credentials
Ivan Lopez Corcino
Licensed Mortgage Professional
NMLS# 1911860 | State of North Carolina
201 Shannon Oaks Cir, Ste 202
Cary, NC 27511
(919) 593-9140
🔍 NMLS Consumer Access | Equal Housing Opportunity
Important Disclosures
This website provides financial education content only and does not constitute financial, legal, tax, mortgage, or investment advice.
Calculator results are estimates for planning purposes only. Individual results will vary. Always consult a licensed professional before making financial decisions.
Statistics cited reflect publicly available data and are subject to change without notice.
Educational Content Disclaimer: All content published by Café & Finances LLC — including articles, blog posts, calculators, guides, and downloadable materials — is produced for general informational and educational purposes only. Nothing on this website or in any associated materials constitutes personalized financial, legal, mortgage, tax, or investment advice, nor does it establish a client relationship of any kind. Results discussed in examples and case studies are illustrative and are not a guarantee, promise, or projection of any specific financial outcome. Individual results will vary based on income, debt balances, interest rates, creditworthiness, payment behavior, and other personal financial factors. Café & Finances LLC and Ivan Lopez Corcino are not liable for any financial decisions made in reliance on this content. Readers are encouraged to consult a licensed financial advisor, attorney, or tax professional before implementing any financial strategy. Ivan Lopez Corcino is a licensed mortgage professional (NMLS# 1911860) in the State of North Carolina. Mortgage origination services are governed by applicable state and federal law. This site is not affiliated with any government agency.