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Good Debt Vs Bad Debt: Understanding the Difference
Not all debt is created equal. Learn how to classify your debt as good, neutral, or harmful, and build a smarter payoff strategy starting today. ...more
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April 12, 2026•undefined
Debt Snowball vs. Avalanche: 2026 Payoff Guide | Café & Finances
Compare Debt Snowball vs Avalanche with 2026 data. Real NC case studies, a free calculator, and a personalized recommendation. Find your payoff strategy today. ...more
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March 05, 2026•undefined
CAFE AND FINANCES
Licensed mortgage guidance and financial education for families and business owners across North Carolina.
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Ivan Lopez Corcino
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NMLS# 1911860 | State of North Carolina
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Cary, NC 27511
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Statistics cited reflect publicly available data and are subject to change without notice.
Educational Content Disclaimer: All content published by Café & Finances LLC — including articles, blog posts, calculators, guides, and downloadable materials — is produced for general informational and educational purposes only. Nothing on this website or in any associated materials constitutes personalized financial, legal, mortgage, tax, or investment advice, nor does it establish a client relationship of any kind. Results discussed in examples and case studies are illustrative and are not a guarantee, promise, or projection of any specific financial outcome. Individual results will vary based on income, debt balances, interest rates, creditworthiness, payment behavior, and other personal financial factors. Café & Finances LLC and Ivan Lopez Corcino are not liable for any financial decisions made in reliance on this content. Readers are encouraged to consult a licensed financial advisor, attorney, or tax professional before implementing any financial strategy. Ivan Lopez Corcino is a licensed mortgage professional (NMLS# 1911860) in the State of North Carolina. Mortgage origination services are governed by applicable state and federal law. This site is not affiliated with any government agency.