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Down Payment Strategies: From 3% to 20%
Should you put 3%, 10%, or 20% down on a home? Learn the real cost of each strategy, how PMI works, and which NC assistance programs can get you into a home faster than you think. ...more
Buy / Sell Real Estate
April 19, 2026•undefined
CAFE AND FINANCES
Licensed mortgage guidance and financial education for families and business owners across North Carolina.
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Ivan Lopez Corcino
Licensed Mortgage Professional
NMLS# 1911860 | State of North Carolina
201 Shannon Oaks Cir, Ste 202
Cary, NC 27511
(919) 593-9140
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Important Disclosures
This website provides financial education content only and does not constitute financial, legal, tax, mortgage, or investment advice.
Calculator results are estimates for planning purposes only. Individual results will vary. Always consult a licensed professional before making financial decisions.
Statistics cited reflect publicly available data and are subject to change without notice.
Educational Content Disclaimer: All content published by Café & Finances LLC — including articles, blog posts, calculators, guides, and downloadable materials — is produced for general informational and educational purposes only. Nothing on this website or in any associated materials constitutes personalized financial, legal, mortgage, tax, or investment advice, nor does it establish a client relationship of any kind. Results discussed in examples and case studies are illustrative and are not a guarantee, promise, or projection of any specific financial outcome. Individual results will vary based on income, debt balances, interest rates, creditworthiness, payment behavior, and other personal financial factors. Café & Finances LLC and Ivan Lopez Corcino are not liable for any financial decisions made in reliance on this content. Readers are encouraged to consult a licensed financial advisor, attorney, or tax professional before implementing any financial strategy. Ivan Lopez Corcino is a licensed mortgage professional (NMLS# 1911860) in the State of North Carolina. Mortgage origination services are governed by applicable state and federal law. This site is not affiliated with any government agency.